Joey ViolaThe Pro Kit · 2026 edition
The finished version of the split.
The free Starter Kit gets your money organised. The Pro Kit is the system I actually run, with the parts I cut to keep the free one simple put back in. Six files, $19 once, 30 days to get it back with no questions.
Honest order: run the free split for a month first. This is for when you hit the edge of what four columns can hold.
What’s in it
Six files, in the order you open them.
0 — Start Here
GuideWhich file to open first and why. Four minutes.
Split Planner
Google Sheets · 12 monthsYour split month by month, with an income projection. Model what a new income stream does to the five numbers before it exists.
Debt Payoff Engine
Google SheetsEvery balance, one order, the payoff date. It moves when your numbers do, so the 10% bucket always knows where to go.
Sinking Funds
Google SheetsThe irregular bills, car insurance, the trip, December, funded a little every month so nothing is a surprise.
Advanced Idea Scorecard
Google Sheets · with projectionRank up to 8 income ideas across 9 weighted factors, then project the winner into the planner.
Automation Planner
GuideThe four systems, named, in order, set once. The full tool stack, no affiliate padding.
The deal
Pay once. Keep it forever.
Every improvement to the 2026 edition lands in your folder, free. If it isn’t what you wanted, reply to the receipt inside 30 days and it’s refunded. No form, no reason needed.
$19 once
Get the Pro Kit- Google Sheets on your phone, or Excel. Six files, yours in a minute
- 30-day money back, no questions
- Card handled by Stripe, never seen by me
Already bought it?
Your files live at a private link.
It’s in your receipt email, and it always will be. Search your inbox for Lazy Money Lab. Can’t find it, or the link isn’t working? Tell me and I’ll send it straight back, usually the same day. No proof of purchase needed, I can look you up.